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Insurance & benefit offerings, crafted just for your shop

Tailored solutions to protect and fuel growth for your shop. Get comprehensive coverage and benefits, hand-selected for your shop by small business & coffee industry experts.

business insurance
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Benefits
PEO & Benefits
Product recall
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Event
PopUp & Events
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Weather
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Unlock your custom business solution

Our experts will connect with you to craft a coverage strategy as unique as your business. Tell us about your shop, and we'll reach out to you to get started.

Support to fuel your small business engine

You pour your heart and soul into your business everyday. Protect what you've built and position your business for sustainable growth with custom insurance coverage and professional employer organization services.

solutions

Solutions built just for your shop

We're experts on the needs of coffee shops. Offerings built for your unique small business help maximize your benefits without spending more than necessary.

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Retain your top talent

Your employees are one of your most valuable assets. Fuel your cafe family with benefits that support them beyond the doors of your shop. Your team will thank you.

coverage

Affordable coverage for teams big and small

Whether you have 5 employees or 50+, we have solutions that fit your needs and your budget.

benefits

Barista benefits and beyond

We offer comprehensive solutions that streamline benefits, payroll, HR management, and every operational detail—so you can focus on brewing success.

Ready to get started? Fill out the form above or email us at insurance@odeko.com to begin your custom quote.

Solutions built for cafe owners, by cafe experts

You already know Odeko as your small business operations partner who knows what it takes to keep a business running smoothly. It's not all about supplies — we're your in-pocket risk management & financial solutions provider. We apply our industry knowledge to provide you with the best solutions for your unique shop, going far beyond the traditional mom & pop insurance approach.

We deliver custom solutions with flexibility and savings by tapping into open insurance markets. Most shops save 25% or more on their coverage and services, without compromising on protection. Our professional employer organization (PEO) services go beyond traditional insurance, giving you a comprehensive toolkit to manage payroll, benefits, and HR with the same precision you run your business.

We've built our solutions from the ground up, listening to cafe owners, restaurant managers, and small business leaders. The result? Coverage that adapts as quickly as you do, with personalized support that feels like having an extra team member dedicated to your success.

Ready to get started? Email us at insurance@odeko.com to begin your custom quote.

FAQs

What makes Odeko different from my home and auto agent?

We understand what it takes to run a successful coffee business. Our risk management partners provide tailored policies specific to the industry. We have access to 20+ carriers for over 10 different lines of business.

What kind of services do you offer?

We can offer you employee benefits and professional employer organization services. We also offer all lines of commercial insurance — we're your one stop shop!

Additionally, our partners have access to speciality lines, such as product recall insurance (if you package or manufacture your own products for resale),  and popup event insurance for as low as $50.

Is my shop too small to work with?

Whether you have 5 employees or 50+, we can offer solutions that work for your business at prices you can afford.

How much can I save by working with Odeko?

We can help you to save 25% or more on risk management and professional employer organization services. Our small business expertise allows us to navigate the market and tailor solutions for your shop. 

What makes a traditional PEO a better option compared to out-of-the-box HR solutions for my business?

Traditional PEOs provide comprehensive HR management that out-of-the-box solutions can't match. Here's why:
  • Personalized Support: Dedicated HR experts tailor services to your business needs.
  • Cost Savings: Odeko PEO clients save hundreds of dollars per employee annually through access to premium benefits at competitive rates and streamlined HR functions.
  • Compliance Expertise: Ensure you're always up-to-date with labor laws and regulations.
  • Comprehensive Services: Manage payroll, benefits, onboarding, and risk with a single provider.
  • Scalability: Adaptable solutions grow with your business.
See All FAQs